Car Warranties
Made Easy

For when you only want nice surprises

We offer car warranty protection against expensive repair bills. Now you can stop worrying with our instant cover.

Providing one of the best car warranty products on today’s market, we’re confident that we can satisfy all our customers. Whether you’re buying used, already own your vehicle or are extending an original manufacturer’s agreement, MotorEasy has the right car warranty for you.

We provide speedy, same-day extended car warranty authorisation. All parts and labour are included with each of our plans. MotorEasy experts handle any repairs you need directly with the garage; we can even arrange collection and return of your car! Plus, we pay garages ourselves, so you’re never out of pocket.

Manage all your car’s care within an easy-to-use MotorEasy account area created just for you. Submit and track repairs online – any time, whatever device you’re using.

Feel Comfortable

We’ll handle repairs directly with the garage, on your behalf

Save Money

Cover for parts, labour and diagnostics up to the value of your vehicle

Take Control

Watch everything happen online from your dedicated MotorEasy account


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Why extend your car warranty?

What is a car warranty?

A car warranty protects you against costs for both parts and labour after a mechanical or electrical failure in your vehicle. They can be supplied or sold by manufacturers and retailers alike, as well as third-party car warranty providers and insurance companies. Protection from car warranties in the UK often varies according to the terms of the agreement and depends on the car owner maintaining their vehicle to manufacturer specifications.

Cars have become increasingly reliable but, at the same time, increasingly complex. Diagnosing what’s wrong can take an age and when they find the problem, curing it can often prove difficult, parts are expensive and the cost of an hour’s labour has been known to exceed £200.

If you’re not a car buff and your car does go wrong, chances are that you’ll be in a world that is completely alien to you and asked for decisions by the repairer that you’re unqualified to make. And what choice will you have? Leave the car where it is and walk home, move it elsewhere and start again, or just pay the bill and put it down to experience. Most of us do the latter and drive away miffed! Add the possibility of parts shortages to cause even more delay and the thought of a breakdown gets seriously worrying. That’s where an extended car warranty can help, and you can buy one today for the car on your drive.

A car warranty is a guarantee, or insurance, that covers the cost of repairs and maintenance work on a specified product.

Car warranties are among the most common and are specifically designed to pay the parts and labour costs for sudden and unexpected repairs to the vehicle they cover.

A car warranty won’t cover accidental damage or work required resulting from an accident - this will be covered by a comprehensive car insurance policy. Neither will it cover consumable, frictional or service parts such as brake pads, wiper blades, clutch plates and filters, unless they are found to be faulty from new.

Manufacturer warranty

A car warranty is a guarantee included in the new car price when first registered. The manufacturer will rectify faults that occur within a set number of years or miles (3 years or 60,000 miles being most common).

New car warranties that extend beyond 3 years will often contain caveats to retain their validity and you will find that the extent of the cover often deteriorates as the car ages or reaches higher mileages. Don’t let this catch you out later into your ownership or you might find yourself with a bill you weren’t expecting.

Dealer Used Car Warranty

Used cars bought from dealers will normally come with a car warranty included. Main dealers will tend to be tied-in to the manufacturer’s extended car warranty cover for the cars of their marque. This cover will be reasonably extensive, last for twelve months, with realistic claim limits, but it won’t cover parts that fail due to wear and tear and this is where most claims arise.

Dealers also take in part-exchanges and these will be sold with either the dealer’s own car warranty or one sourced from a third-party provider, whereby coverage and limits will be aimed at reducing the dealer’s future exposure. This will possibly be even more apparent if you buy from an independent garage or used car supermarket. In every case, you will need to check if you are obliged to return to the seller for any repairs – not much fun if you live 100 miles away! You might also find yourself with the residue of the manufacturer’s car warranty, topped-up by a less comprehensive extension, so be aware of shortcomings!

Car warranties offered by Independent garages will often have very short cover periods of 3 or 6 months, with larger Independents sometimes offering 12, but the price of the car is likely to increase alongside the period of cover included. Consider accepting a shorter car warranty period and seek out an extended car warranty from a specialist provider because their cover is often better and more likely to pay-out when problems arise.

The main attraction of a car warranty is that it protects you from unexpected and sometimes very expensive repair costs should something go wrong with your vehicle.

Most manufacturers now include new car warranties as standard with the sale of brand new cars.

However, if you own a car without a car warranty or are about to buy second-hand and you think you might struggle to cover the cost of something major going wrong, then a car warranty is likely to be a good idea.

When looking around, be aware that cover and price will vary, so be careful about the company and cover you choose so not to end up with a car warranty that doesn’t pay-out when you need it.

Simply choosing the cheapest policy or getting your car warranty from the garage you purchased your car from, without considering the alternatives, could see you losing out.

Here’s our list of things to check so that you’ll have the best combination of price and cover if the worst happens.

What parts and parts costs are covered?

Which garages can you use for repairs?

Does it cover the full garage hourly labour costs?

Is there a repair excess to pay?

Is there a mileage restriction?

What maintenance is required to retain validity?

Will it cover failures due to all types of wear and tear?

Does it cover consequential damage/loss?

Are faults identified by the garage at MOT or service covered?

Will it pay for diagnostic time?

Does it cover failures due to overheating?

What is the individual and total claim limit?

What additional benefits are included?

‘Service’, ‘frictional’, ‘disposable’ or ‘consumable’ parts won’t be covered. These are generally: wheels, tyres, exhausts, batteries, wiper blades, clutch plates and parts routinely replaced at a service.

You may find that the parts covered, or the provider’s contribution towards the repair costs, reduces as the car ages or completes higher mileages.

Even if the car warranty covers all mechanical and electrical failures there may still be claims limitations that will stop you getting paid for that engine or gearbox! So, knowing exactly which parts of your vehicle are covered by a car warranty is vital.

Some car warranties allow you to ‘pick and mix’, or add to the basic cover levels. A good car warranty provider should be offering appropriate cover for the age and mileage of your car and not leaving you to create your own list. But, if you decide to ‘build your own’ check out all the parts that can be protected and check that your selected plan or policy meets your needs before you buy.

Many repairs cost more in labour than they do for parts. A car warranty will often restrict you to a maximum labour rate for any work and, particularly if this includes VAT, you may find yourself having to contribute a significant amount to get your car back on the road.

Many companies will cover labour costs but cap the amount they are willing to pay.

This means you need to check the maximum hourly rate that the car warranty company will pay, and whether a maximum claim limit applies - either on a single repair job, or as an annual cap.

You’ll also need to double check that this limit is sufficient to cover repair work at your preferred garage, otherwise you’ll need to make up the difference.

Finding out exactly what is wrong with a car can also take considerable time and many car warranty policies don’t extend their cover to pay for the labour costs involved with diagnostic testing. As a result, you need to check that this would be covered by the garage completing the repair work, or make sure it is covered by your car warranty, or you could face having to pay for several hours of labour costs before the repair work even begins.

Some car warranty companies restrict where you can take your car for repair work. This is usually due to business agreements companies have with certain garage networks that means they get discount repair rates. However, more importantly it can restrict where you can take your car to get it fixed.

For this reason, you must check whether you get to choose which garage you take your car to, or whether you are only able to use a garage that forms part of the car car warranty company’s restricted network of garages. If the latter applies then you’ll need to check that there is an approved garage near you, and that the cover for labour charges, provided by the car warranty company you are looking at, is sufficient.

If you are unhappy with the choice of garages available through a car warranty provider, consider looking elsewhere for more flexible cover.

Car warranties often stipulate an excess that you will need to pay each time you claim. The amount you’ll need to cough up will vary significantly from provider to provider and will ultimately affect whether a policy is worth having.

For example, if you have to pay the first £250 of any claim, then you are unlikely to see any real financial benefit should something go wrong, even if it is a cheap policy in the first place.

Instead you need to look for a policy that offers suitable cover at an affordable price with the lowest excess; £50 or less is commonplace to make the cost of making a claim worthwhile.

When you take out the cover you will be asked for your current mileage. If it’s over 100,000 miles then getting suitable cover may be more difficult, although cover is available up to around 150,000 miles. Once accepted, the annual mileages allowed may vary but any restrictions are normally generous and plenty enough for the average motorist.

Some car warranty providers also offer tiered levels of cover where the amount of benefits you receive or the amount you would have to contribute to repairs depends on the number of miles you drive.

Most car warranties will stipulate minimum care criteria for your vehicle.

Any car warranty you take out will only be valid if you have an up to date MOT and have had a service in the last 12 months.

Some providers, usually franchised dealers, will require you to have your MOT and service completed at a listed garage, rather than your choice of independent garage, for the duration of the car warranty. This is often a good way for the provider to guarantee repeat business but can mean that you pay more for these services than you would ordinarily.

Check if this is the case and whether you’re happy with the servicing arrangements before you buy. Some providers may even help you by providing low-cost service and MOT arrangements.

Many car warranty documents include a clause in their terms and conditions which specifically excludes claims deemed to be caused by wear and tear. As this can be applied to such a wide range of problems, it can be used by car warranty providers to avoid paying for repairs. It is estimated that some 70% of claims can be attributed to wear and tear.

However, in response to complaints about rejected claims received in the past, several of the UK’s leading car warranty providers now incorporate car warranty parts protection for wear and tear-related damage.

That said, you still need to carefully check each car warranty policy for conditions relating to wear and tear before you buy. To confuse, there are different definitions of wear and tear: ‘premature’, ‘gradual’, ‘general’, ‘usual’ and ‘normal’ wear and tear are often phrased to avoid claims by seemingly bona fide car warranty companies. Everything is bound to wear out eventually and the best car warranty providers understand this and accommodate this risk, relying on age and mileage cover restrictions to protect them from a certainty of claims. If you are unsure exactly what would be covered, contact the company directly to check so you know exactly where you stand before you make your choice.

Consequential damage occurs when a non-covered part fails causing a covered part to fail. A failed alternator belt tangling with a cambelt could result in a blown engine and a big bill. The car warranty is unlikely to cover the alternator belt so if consequential damage isn’t covered the bill is likely to be yours!

Some car warranties don’t cover these. Amazing, but true! This may be your only annual trip to the garage so if the faults found here aren’t covered you might be in trouble.

Diagnosis often takes longer than the actual repair. A car warranty that doesn’t allow for a reasonable amount of diagnostic time might therefore leave you with a hefty bill.

A good car warranty will cover overheating which can often result in catastrophic failure. If the cambelt snaps the engine is likely to overheat and ultimately fail. As long as the cambelt has been changed when recommended by the manufacturer, a good car warranty should pay for repairs.

If you buy a car warranty with a £500 claim limit it will be cheap, but it won’t cover many repairs. You may also find that an annual limit is set or that only a certain number of claims are allowable in a given period. Ideally, the claim limit should be as high as the value of your car.

Aside from repairing faults and paying for work needed for your car, many car warranty policies now include a number of other benefits designed to ‘sweeten the deal‘.

While these added extras can be beneficial and often make your life that little bit easier, you should avoid picking a car warranty solely on the additional features it offers.

Instead you need to focus on what the car warranty covers, its costs and any exclusions, only looking at the following additional benefits as the final piece of the puzzle.

Breakdown cover

Several independent car warranty companies include a breakdown service with their cover. This is designed to extend the cover offered by a car warranty from the garage forecourt to the roadside, and covers the costs of transporting your car to a garage for repairs.

As with other features, however, you need to check exactly what’s included and whether it truly stacks up to dedicated breakdown cover offered by mainstream providers.

You also need to be happy that the extra you have to pay for the cover actually represents value for money or whether you would save money by getting the extra cover elsewhere.

Car hire

Car hire if your car is off the road is now available with some policies. While this may be a nice extra, ask yourself if this is a benefit you would realistically need to use and whether it’s worth any extra cost.

Overnight accommodation

Some providers have extended their cover to include accommodation costs should your vehicle fail and you have to check into a hotel as a result. As with other extras you need to ask whether you are ever likely to use this feature or whether you would simply prefer to pay for a hotel room, if you ever need to.

Many car warranties, especially from franchised dealers, can be quite expensive and sometimes cost more than many standard repair jobs.

An extended car warranty will probably prove excellent value if your engine blows-up but less so, if you never claim on it. The peace of mind, though, can be a real plus, just knowing that you won’t suddenly have to pay a big bill. Of course, you may end up paying upfront for repair work that your car never actually needs. It’s not dissimilar to contents insurance for your home, or taking out cover for your boiler, but probably much better value.

Getting the best car warranty for your car isn’t simply a matter of choosing the cheapest car warranty or most comprehensive policy. Instead you need to consider what you need from your car warranty and how long you need cover for.

You shouldn’t just buy it from the garage that sells you the car, instead you need to compare the car warranty they offer with those available from independent car warranty providers.

Although you hope that you won’t encounter any problems when you own or are about to purchase a car, it makes sense to do a bit of research on the model involved. This research can be particularly useful when you come to compare car warranties.

Try to find out what are the most common problems other car owners have encountered in the past and at roughly what mileage they start to occur. This way you can list the most common faults that your car is susceptible to and check that car warranty repairs would cover the costs should you encounter the same problems.

What can our car warranty
cover give you?

  • No stress, no hassle – we deal directly with your chosen garage
  • Able to arrange collection AND delivery from your home or work
  • A network of 10,000 garages nationwide
  • All repairs monitored by our team of top engineers
  • Commitment to shopping around for the best rates
  • Protects your vehicle wherever you are in the EU – up to 60 days

Our car warranties cover:

Wear and tear

Failures caused by overheating

Air conditioning problems

Failures identified during MOT and servicing

Emissions failures

In-car entertainment


Sat nav


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Watch our minute-long video explaining how car warranty works with us:

Unlike many car warranty, service and maintenance providers, we also cover your vehicle for all consequential damage. This means you won’t be hit with the cost of any knock-on work a garage needs to carry out.

We’ll even tailor the car warranty to suit you. If you want protection for one, two or as much as three years, that’s fine.

And if you’re not sure how long you’ll be keeping your vehicle, don’t worry: our pay monthly car warranty plans offer complete flexibility.

A lower-cost alternative that lets you enjoy all the repair benefits of our full vehicle warranty product when your car suffers a roadside failure or breakdown, consider taking out one of MotorEasy’s Lite Warranty Plans to get the most from your coverage.

You can also cut the cost of your car warranty by agreeing in advance to make voluntary contributions toward any work.

We do all we can to make your motoring, well, easy! Buy a car warranty with us and you’ll soon reap the benefits.

See what’s covered in our car warranty plans:

Components / System
Air conditioning
Braking system hydraulics
Braking system cables, pedal assembly and vacuum pump
Clutch ancillaries
Clutch plate – including cover and release bearing
Cooling system thermostat and water pump
Cooling system radiators and fans
Main ECU (computer)
Other ECUs (computers)
Airbag electrics (external to airbags)
Starter motor and alternator
Main electrical system components
Emission system components
Catalytic converters and diesel particulate filters
Fluids and consumables
Flywheels and drive plates
Fuel system – pumps and tank
Fuel system – other components
Ignition system – coils, crankshaft and camshaft sensors
Ignition system – other components
Crankshaft rear oil seal
Gearbox input shaft oil seal
Other oil seals and gaskets
Power steering motor, pump and ram
Other steering system components
Super / Turbochargers

For full details of the car warranty protection we offer, please check out our official documents:

Stop worrying about car warranty costs. For 24/7 peace of mind, get a quote now with MotorEasy!


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on annual plans using code Telegraph15

Why rely on MotorEasy for car warranty service?

“The appeal of MotorEasy is clear and simple. It looks after all the tedious, day-to-day aspects of car ownership, leaving you free to enjoy driving.”

Paul Hudson, Telegraph Motoring Editor

“MotorEasy’s cover is simple, straightforward and proper.”

Honest John

What’s does a new car warranty with MotorEasy cover?

New car warranty coverage protects most of your car against repairs or failures. Faults will be rectified, free of charge, by a manufacturer dealer.

What’s not covered by our new car warranty?

New car warranty coverage won’t cover parts termed perishable, service, frictional or wearing; although, with a new car, these will also be replaced if they fail due to incorrect fitment in the early part of a car’s life.

What isn’t covered by a car warranty at all?

No car warranty in the world covers consumable parts designed to wear out, such as brake pads, wiper blades, exhausts, batteries and tires.

My new car warranty is expiring. What can I do?

Manufacturer car warranties usually expire after three years. Following this, you’ll be on your own, with the risk of huge bills to pay if something serious fails in your vehicle. And, with today’s sophisticated cars and high garage labour rates, that can be the case all too frequently!

When can I buy used car warranty cover?

You can buy a MotorEasy used car warranty at any time if your car is less than 12 years old and has recorded less than 120,000 thousand miles since new. Even if you don’t have a car warranty at the moment, you’re still eligible.

Do I need a full-service history to buy an extended used car warranty?

No. As long as your car has had a manufacturer service in the last year, you can take out a MotorEasy plan. If you haven’t had this done, we can arrange it (at up to 40% less than what manufacturer main dealerships charge).

What do I need to do to keep my car warranty valid?

You need to maintain your car according to manufacturer specifications. This includes keeping it fully serviced as well as ensuring your car road fund license (aka tax) and MOT are up to date.
In addition, essential service items such as timing belts must have been changed at the appropriate interval.
For ultimate ease and convenience, add MOT testing and servicing as additional products to your car warranty during the checkout process. We offer significant savings against the MOT RRP and manufacturer service prices.

How long will my MotorEasy car warranty last?

You can buy a car warranty plan for 12, 24 or 36 months.

What payment options are available with MotorEasy?

Our car warranty plans can be paid monthly or annually. Significant discounts are available for multi-year plans, which are available for up to three years.

What other benefits are included?

  • 24/7 online booking and tracking of repairs
  • Parts and hourly labour costs covered (including VAT)
  • Wear and tear covered from day one (following a health check at one of our network garages)
  • Consequential loss / damage covered
  • Overheating failures covered
  • Diagnostic costs as part of a valid repair covered
  • Contributions to recovery, onward travel, accommodation and journey completion solutions
  • Failures in Europe covered
  • Claims limits up to the value of your car covered

I still have time on my manufacturer’s car warranty. Should I consider extra protection?

Your manufacturer car warranty should be enough, but MotorEasy have options that can provide seamless cover as your manufacturer car warranty gets close to expiring. Call us on 0800 131 0001 for details.

How do MotorEasy car warranties differ from dealer car warranties?

A franchised dealer will offer you an extended car warranty organised by the manufacturer the dealer represents. This is unlikely to cover you for wear and tear, consequential loss, overheating and many other benefits that come with a MotorEasy car warranty. If you’re buying a car from a non-franchised dealership, the car will probably be supplied with minimal three-month cover that will offer only basic protection. If you have short-term cover, MotorEasy has a plan that will supplement it until the expiry date – when you’ll be ready to take out our full vehicle car warranty product.

How do I start a car warranty repair?

There are about 20,000 garages nationally that are involved with car servicing and repairs, ranging from franchised dealers, specialists, independents and fast fits. Of these, MotorEasy has given approved network status and arranged direct billing arrangements with over 10,000 – that’s more than half! If you choose to use one of the remaining 10,000, then you will need to pay for any pre-approved repairs and reclaim later.

My car has a problem, but I don’t know the cause. What do I do?

Call MotorEasy engineers on our repairs number: 0800 131 0001. They will be happy to give advice – and can even book diagnostics at a network garage for you.

What do I do if my car suffers a breakdown?

Call us on 0800 131 0001. Don’t let any repairs start until you or your chosen garage have spoken to our engineers and get a repair authorisation.

What are the options if my car suffers a breakdown abroad?

Call our repair line for advice. Repairs can be carried out wherever you are on the Continent, but you will need to pay and reclaim any authorised and agreed contributions.

Does my MotorEasy car warranty include recovery?

For covered and authorised repairs, we’ll contribute towards recovery costs if you don’t have a recovery provider already in place. (MotorEasy also offers excellent-value breakdown recovery insurance)

Can I submit a repair out of hours?

Yes, online, but our engineers won’t be able to approve repairs submitted outside business hours.

Who pays for repair costs?

We will pay a network garage directly for valid claims – minus any agreed contributions. If you’d rather use a non-network garage, you will need to settle and reclaim the authorised amount, which we’ll then reimburse within seven days.

What are the options if I sell my vehicle?

You can cancel the remainder of your policy or transfer it to your replacement car – or the new owner if you’d prefer.

Why are MotorEasy car warranties cheaper than the competition?

Years of experience have gone into our pricing, and our online focus allows us to operate on reduced overheads. There are also no middlemen taking slices; we deal directly with you. Here at MotorEasy a cheap car warranty is always guaranteed.

My used car came with a car warranty from the dealership. What can I do?

If you’re worried about any existing dealer car warranty insurance, relax: you can top it up with a MotorEasy plan that provides supplemental protection until the expiry date, by which time you’ll be ready to take out our full vehicle car warranty product. Alternatively, we can arrange for our cover to start as soon as your dealer agreement ends. Purchasing a used car from a dealership? Consider asking for a lower price without their car warranty and getting covered by MotorEasy instead. To do so, call us on 0800 131 0001.

Does a MotorEasy car warranty cover modified vehicles?

All vehicles must have no modifications made to the manufacturer’s original specification (unless agreed in writing by us).
Although it’s not our intention to provide cover for extremely modified vehicles, some minor modifications may be acceptable – but will need to be agreed with us before cover is finalised.

We cover failures due to wear and tear

MotorEasy will cover failures as a result of a covered part failing due to ‘wear and tear’.
Manufacturers offer extended car warranty cover through their dealers but they won’t cover failures due to wear that become more prevalent as the car ages or reaches higher mileages. Watch out for any car warranty that doesn’t cover or excludes failures due to ‘wear and tear’ - whether described as ‘normal’, ‘gradual’, ‘expected’, ‘general’ or ‘premature’. Previous research has shown that as much as 70% of all claims can be attributed to ‘wear and tear’ either in part or in total, so a car warranty that doesn’t cover it is of potentially little value.

You have a choice of garage for any car repairs

MotorEasy has a network of over 10,000 garages for members to choose from, so you will always find a garage near to your location. Plus, we pay our network garages directly for repairs, meaning you won’t be out of pocket awaiting reimbursement.
If, for any reason, you would prefer to use an alternative VAT registered garage of your choice, this is possible too. All car repair work must be pre-authorised whichever garage is selected.
The difference between MotorEasy extended car warranties and others on the market are; a manufacturer’s extended car warranty will restrict you to using its franchised network for any car repairs. A dealer used car warranty will want you to return to the dealership, and many independent aftermarket extended car warranties will restrict you to a limited number of garages - and restrict hourly labour rates that they will make you pay.
MotorEasy extended car warranties provide flexibility and can carry out repairs at up to 40% cheaper than main dealer prices.

MotorEasy covers overheating

Overheating can lead to some of the most expensive car repairs, however most overheating is down to lack of coolant due to a leaky hose or the failure of the timing belt. Hoses are not usually covered by a car warranty but the consequence of one failing can be catastrophic. A MotorEasy car warranty covers consequential loss or damage, we won’t cover the leaky hose but we will cover the blown engine - saving you thousands of pounds. This is the same with the timing belt - as long as yours has been changed at the manufacturer’s recommended interval, MotorEasy will cover the damage that results from its failure.

The MotorEasy pay-out limit is generous

Some car warranty plans feature a £100 car repair contribution (also known as an excess) and a £500 car repair limit - leaving £400 that’s hardly likely to cover any serious bills. Even a £2000 limit seems minimal for today’s cars.
MotorEasy’s car repair limit is the value of your car which should cover almost every possibility.

We can settle directly with the workshop

Most extended car warranty providers will ask you to settle with the garage yourself and deal with any repair costs, leaving you out of pocket with both time and money.
MotorEasy is different as we have a network of over 10,000 garages across the UK that we will deal with directly on your behalf. These garages are familiar with our fast car repair process and will ensure a smooth experience. These garages will also carry out any other non-warranty work that you need completing at our negotiated reduced hourly labour rate - meaning big savings.
If you prefer to use a garage of your choice, we will still negotiate with them on your behalf, as long as they are VAT registered.

Our car warranty covers failures identified by the workshop during a car service or MOT

Our recommended MotorEasy full car warranty plans include cover* for failures found on these visits, giving you peace of mind all year round. This could be the only time your car gets checked each year and could be the only time it would discover faults.
** Lite plans don't include coverage for failures found during MOT or car servicing, this is the reason we can offer dramatically reduced pricing on these products.