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VW Gap Insurance

Volkswagen means ‘people’s car’, a name that’s proved to be unusually apt over the years. For one thing, this is the automaker that gave us the inimitable Beetle, perhaps the ultimate ‘people’s car’. But even in the wake of such an iconic release, VW has continued to build on its reputation for developing likeable cars that appeal to an exceptionally wide demographic of motorists.

VW models like the Golf and Polo have brought a touch of class and quality to the mainstream market, combining accessibility, functionality and smart design – qualities that VW has long been renowned for. These days the Volkswagen range covers a broad variety of markets, from the Up!, a neat 3-door that’s perfect for city living, to hefty family-friendly MPVs like the Touran.

 

Why do I need VW GAP insurance?

Our VW GAP Insurance is designed to offer a level of protection that goes beyond your standard policy. If you value your Volkswagen it’s worth considering the limitations of your insurance policy – how much will your insurer pay out if your VW is written off or stolen?

More often than not, standard insurance policies pay the current market value of a car rather than the original purchase price. So, in the worst-case scenario, you may find you'll need a significant sum of money on top of your insurance payout just to replace your car with a new model.

New cars typically depreciate in value very rapidly. In fact, your car’s value usually starts to plummet the moment you drive it off the showroom forecourt. After three years the value of a new car will typically have depreciated by 60%, meaning a £25,000 VW Golf could be worth £10,000 three years after purchase.

Now let’s imagine that three-year-old Golf is written off (or stolen). It’s likely that the insurance claim would be based on current market value, which would leave you £15,000 short of the sum required to buy a like-for-like replacement.

 

What do I get with MotorEasy?

MotorEasy® VW GAP Insurance takes care of this shortfall. It’s designed to cover the difference between the amount your standard insurance policy pays out and the figure you’d need to buy a new like-for-like replacement, giving you complete peace of mind.

GAP cover grants you the assurance that you’re fully covered if your VW’s a write off.  

The case for GAP cover is even stronger if you’re paying for your car with a leasing arrangement or PCP financing, which could leave you exposed to considerable debt in the event of a write-off.   

Available for all cars up to 8 years old (or with up to 80,000 miles on the clock), MotorEasy® GAP Insurance represents a smart, easy and affordable way to remove these risks and enjoy your Volkswagen.

 

Car Theft

Over 500,000 cars are written off every year, which is why we believe GAP insurance represents such a sensible investment. No one wants to contemplate the worst-case scenario but, looking at the statistics, it’s clear that write-offs are far from uncommon. It makes sense to ensure that you’re fully protected against the financial implications of a write-off.

When you think of a written-off car you’re probably picturing a vehicle that’s been irreparably damaged in an accident, but accidents aren’t the only cause. Theft also accounts for a large number of write-offs every year. In fact, statistics show that the threat of car theft is increasing. 112,174 motor vehicles were stolen in the UK in 2017/18, which is the equivalent of 307 every day. Sadly, that figure also represents a significant increase on previous years and the continuation of a 50% upsurge in car theft over the last five years, making the need for suitable GAP insurance even more paramount.

 

Getting your VW GAP Insurance quote

Getting your MotorEasy® VW GAP Insurance quote couldn't be more straightforward. Heading to our GAP Insurance page gives you all the information you need to get your quote in just a few short steps - talk about motoring made easy! 

Get a GAP Insurance quote